Rent: $1350 (my share of 2 bd/2ba in area walking distance to mall, bank, grocery stores, etc split w/ bf. Income: $139,000 annually (10% target bonus but I don't count it bc the number changes and I just consider it extra)Īge: 26 Take Home: $2600ish per paycheck/$5200 most months (April is a 3 paycheck month for me, huzzah! Deductions include taxes, insurance, HSA max, 401k max, and ESPP ~$500/month) Necessities (rent, utilities, phone, etc) - ~$1508 + $900 CC payment I’ve entertained the thought of opening a 457b, but I’m not quite there yet.Īny recommendations are greatly appreciated! I’m still trying to build my emergency fund to 6 months. I’ve been carrying the weight of our household expenses for the past couple of months (but my fiancé got a job offer today!!), so hopefully things get a little easier. The rest (normally around $1000) is discretionary spending on entertainment, household items, beauty, etc I usually save 30-35% of my take home pay Varies but $1500-$2000 emergency, $400-600 IRA, $200 monthly vacation/elopement fund School loans - $128 private, $300 federal (paused - total balance 27k) Health (current orthodontics, couple months left) - $300 Transportation (car + insurance + gas) - $550 Necessities (rent, utilities, phone, etc) - $1850 Net: $6400 monthly (deductions: health insurance, HSA - maxed, 401k - up to employer match) Income: $125,000 annually (no bonus - public sector) Our templates can also be found in the wiki: Please see our wiki for information on recurring posts, a guide to posting Money Diaries, and FAQs. If unsure about whether something qualifies as self promo, please send modmail before posting. Generally, only free resources will be approved. No self promotion unless the mods approve it first. Violations include trolling, mansplaining, invalidating the experiences of women, and generally being a jerk.Ħ. Respect this friendly and supportive space. Violations include trolling, mansplaining, etc. Pronoun flair will be available for use we encourage everyone to use it.ĥ. Men should identify themselves when commenting about personal experiences. Men should identify themselves.Ĭommenting is open to everyone. Posting MDs and starting discussions is limited to those who identify as women, nonbinary, and gender nonconforming folks.Ĥ. PLEASE REPORT COMMENTS THAT YOU FEEL BREAK THIS RULE.ģ. Use common sense, be respectful and don't be creepy! It’s generally fine to guess at and discuss things like stores, restaurants, and neighborhoods. Don't hint at where to find info or offer to share in DMs. Don’t share names or details about diarists that could be used to identify them, like specifics of where they live and work. NO DOXXING, OUTING, GUESSING AT OR HINTING AT OTHER PEOPLE'S IDENTIFYING INFO.ĭiaries are anonymous. No doxxing, outing, or posting of other people's identifying info PLEASE ENSURE YOU ARE COMFORTABLE WITH ALL DETAILS SHARED.Ģ. NOBODY WILL BE EDITING YOUR DIARIES TO ENSURE IT'S NOT TOO REVEALING. Please use formatting to make your diary easy to read.įeel free to post follow ups but please let a mod know and pick a date.īEFORE YOU SUBMIT, ALWAYS REMEMBER THAT THIS IS NOT R29. Please sign up for a Money Diary or Travel Diary date.
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